• 61 Main Street S, Unit B Georgetown ON L7G 3G2

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RRSP Loans

Borrowing money to invest in an RRSP has many advantages. Besides the immediate tax refund, you also can:

  • Increase the amount you have to invest
  • Take advantage of tax-sheltered compounding
  • Boost your investment returns
  • Achieve your long-term financial goals more quickly
  • Build a larger and more diversified retirement portfolio

An RRSP Loan may be suitable if you:

  • Want to make a contribution now but don’t have the funds available
  • Want to take advantage of your unused RRSP contribution room
  • Are now in a higher marginal tax bracket than last year

RRSP Loans come with the following features:

  • Low interest rate
  • Flexible repayment option (up to 10 years)
  • Deferred payments (up to 90 days)
  • No early repayment penalty

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How to reach us

61 Main Street S, Unit B Georgetown, ON L7G 3G2
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Aligned Capital Partners Inc. (“ACPI”) is a full-service investment dealer and a member of the Canadian Investor Protection Fund (“CIPF”) and Canadian Investment Regulatory Organization (“CIRO”). Investment services are provided through C&C Planning Group, an approved trade name of ACPI. Only investment-related products and services are offered through C&C Planning Group of ACPI and covered by the CIPF. Insurance services are provided through a separate entity by Ryan Colwell, which is an independent company separate and distinct from ACPI.
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